One Home Coverage guide

Home warranty basics

A home warranty or residential service contract may help with repair or replacement costs for certain systems and appliances, subject to provider terms. One Home Coverage does not sell or administer warranties.

Important: One Home Coverage is not an insurer, insurance agency, broker, warranty company, service contract provider, claims administrator, or coverage/claim decision maker.

Key points to review

  • Review covered systems and appliances line by line.
  • Compare service fees, waiting periods, payout caps, maintenance requirements, exclusions, contractor availability, and claim approval processes.
  • Remember that home warranties are different from homeowners insurance and do not replace it.

Before choosing a provider

Read all provider documents carefully. Third-party providers determine coverage, eligibility, pricing or rates, exclusions, claim handling, service fees, contractor availability, approvals, and terms. One Home Coverage does not guarantee approval, savings, coverage, repairs, reimbursement, or claim outcomes.

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